We have been fighting with the hospital and the insurance to get part of Lilli's birth expenses reimbursed. Before she was born I called the insurance to find out what they would cover. They told me they didn't cover the birth but they would cover everything for the baby. So far so good.
Of course when she was born, she wasn't on our health insurance yet, so we had to pay the total amount. It took us a while to get her on and when she was, I requested the itemized bill from the hospital. They send me a bill, but it didn't even have a name or address of the hospital on it. I could have just written it myself. I forwarded it to the insurance and they refused to pay it because their was no information of the hospital on it. We received the refusal when we had just moved out of our house in October of 2008. At that time we didn't have access to a printer any more. Therefore I let it go for a couple of months. Last year, I requested several times an itemized bill. The third time, it finally had a stamp of the hospital on it. I forwarded it to the insurance and called and followed up every single step. It turns out that I had to sent it to the insurance in her birth state, not our home state. The insurance lady there was super helpful and I thought we finally had sorted it out.
In December of last year they told me that they were going to reimburse the hospital for the birth. I didn't understand why they didn't reimburse us directly, but there was the insurance allowance and the hospitals real bill, etc., so I didn't question it. They also had talked to the hospital and the hospital told them that they were going to reimburse us for our expenses. So far, so good. They told us it was going to take a couple of weeks, so I waited. And waited. Because we are overseas, we receive our mail only every couple of weeks... Finally two days ago, I decided to follow up again. I called the insurance, they connected me with the hospital and it turns out that they have sent the check on December 22nd. To the address that they had on file for the baby's the birthmom. You got to be kidding me? She cashed the check
We paid the bill and they have our information on file. It has never happened before, etc. They have now sent a letter to the birthmom requesting the money back. I don't assume that she will send it bProxy-Connection: keep-alive
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k. I can't blame her. If you are constantly strained for money, you probably don't question if you receive a check with your name on it. You thank God and cash it. It will now take another couple of weeks until there will be a solution. The sad thing is that it makes me feel different about her birthmom. And I don't want Lilli to notice.
